Discussion Which UPI payment app do you use and which offers best benefits and rewards?

[CarthikNaga]

Been using SBI Bhim mostly and gpay for local purchase at shops

 

[Raju lal]

Mostly I use these 3 apps. Adding the best advantages of those.
1. Amazon Pay - More cashbacks and useful rewards.
2. Paytm - Best success rate for technically weak portals - Like Electricity, Water bill payments.
3. Google Pay - Easiness in personal transactions.
I have Phone Pe but uses rarely.

 

[Mayur]

Use Gpay Phone pe previously but due to Heavy Technical outage Faceing Drop it Currently using
Mobikwik satisfied their Service can't face any issues at present.

 

[piinku1]

Only Amazon Pay for payments and Gpay for transfer to other friends.

 

[hike]

Right now AmazonPay UPI is more rewarding application if you perform online transection, pre-paid booking widely.

 

[iDJ]

Amazon Pay takes too long to scan something. Same QR is scanned instantly on PhonePe. Noticed this on different devices on different accounts. Any reasons for this to happen?

 

[dino29]

I mostly use Freecharge and Amazon Pay for Bill Payments, booking LPG cylinder or doing recharge of DTH or Mobile. Never faced any issue, also they provide vouchers or cashback on every recharge.

PhonePe is a good app but do not like their cashback policy. If i do a DTH recharge then i need to additionally buy shopping voucher to get some cashback. On PhonePe i usually buy Gift Cards to get cashback but then again i cannot use the cashback for recharge or bill payment if recharge amount exceeds the money available in wallet so i usually use that amount for ordering food or other things in the inhouse switch apps.

Use PayTM very rarely as have not done KYC so do not get cashaback
Used Google Pay just once. Used Mobikwik in initial years but disliked their caahback policy where only certain % of money in wallet can b used for each subsequent transaction

 

[sunnilkumar]

Amazon Pay takes too long to scan something. Same QR is scanned instantly on PhonePe. Noticed this on different devices on different accounts. Any reasons for this to happen?

Same here, paytm qr scan also very fast

 

[tech4techy]

I am currently using Amazon Pay as it offers excellent customer service. But it would be nice if we received more rewards. Also cashbacks here are tied upto Amazon Pay supported apps. It is not transferable to banks.

So which UPI payments app do you use and which offers best rewards?

Another question here is. Do you guys use WhatsApp Pay? How is the experience using it?

freecharge aap used for best deals and for rewards other wise cash back we receive form amazon we purchase gift card and transfer the gift card into bank

 

[iDJ]

freecharge aap used for best deals and for rewards other wise cash back we receive form amazon we purchase gift card and transfer the gift card into bank

Wallet balance can't be used to purchase Amazon gift cards.