Yes. The 3 months interim relief includes all kinds of loans, credit card payments, online EMI purchases. All national, private, small finance banks should abide by this recommendation. Three months EMI, interest for those 3 months period, penalty for late payment for the 3 months all has been waived off for these duration. You can pay them after 3 months without any additional interest or charges. However if you still wish to continue pay the EMI you can contact the bank and ask them to deduct the amount as normal.