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No, u can just use a Jio sim in it and recharge it with any available smartphone plan like you would with any other smartphone available in the market. These plans which come bundled are only applicable for ppl opting for the EMI scheme. Current plans which are applicable for the older gen Jio phones are not usable on Jio phone next, it will work only with the smartphone plans.So what about plans ?? Jio phone plans right