Today I’m comparing Amazon Pay vs SimplyClick Credit Card.
Reward Rate:-
1. Amazon Pay Card (Non EMI Purchase @ 5%, Other Spends in Amazon @ 2%, Other Online Spends @ 1%)
2. SBI SimplyClick (Amazon,Cleartrip,BookMyShow,Urbanclap,Netmeds,Lenskart @ 2.5%, Other Online Spends @ 1.25%)
Now Assume with Amazon Card you Purchase 40k Non EMI Amazon item worth 50k. Recharge, Bill Payments etc inside Amazon worth 30k, 20k Other Online Spends. So Total 100k Yearly Spends.
Total Benifit- 2500(50k x5%) +600(30k x2%), 200(20k x@1%)= ₹3300. But to enjoy 5% reward you have to get Prime subscription @ 999.
Total= 2300
Now Assume with SimplyClick Card you Purchase 40k Non EMI Amazon item worth 50k. Recharge, Other Spends inside Amazon worth 30k, 20k Other Online Spends. So Total 100k Yearly Spends.
Total Benifit- 1250(50k x2.5%) 750(30k x2.5%), 250(20k x@1%)= ₹2250. But with 1 lac spend you also get 2k Cleartrip voucher plus your AMC charge also waived off.
Total= ₹2250+2000= ₹4250.
SO SimplyClick Easily Beat Amazon Pay Card.
Now Assume you buy whole 1 lac item in Amazon with these 2 cards
1. Amazon Pay (100k x5%)= ₹5000-999(Prime Fees) = ₹4001
2. SimplyClick (100k x2.5%)= ₹2500+2000(Cleartrip GV) = 4500
SO Again SimplyClick beat Amazon Pay Card.