Lifetime Free Amazon Pay ICICI Bank Credit Card

[greylala91]

Actually, credit limit is combined limit for all your credit cards under one customer ID. For example I've two Credit Card from Axis Bank one is Neo another one is MyZone and my credit limit is 2 lac so that is my combined credit limit for the all cards. In case I apply for new FreeCharge Axis Bank card or close one of the activated credit card then also my credit limit will be at 2 lac.

for me also, different cards from axis bank has combined credit limit. May be other banks are not doing this way

 

[Harsh_10]

Before 2 days, I got 2 OTP SMS. I called customer care, they suggested to block card and issue new one. New card activated in iMobile app and physical card will come in next 3 days.

 

[hike]

for me also, different cards from axis bank has combined credit limit. May be other banks are not doing this way

No every bank is doing same. I talk with them on regular basis even ICICI suggest me the same.

 

[Abhi]

Mine all ICICI cards limits also increased. I am having 3 Amazon pay ICICI cards and 2 normal ICICI cards. My one Amazon ICICI card limit increased to 3,70,000 and all others limit increased to 2,70,000(seperately). This is really a surprise for me. Also I received the messages for same just recently only. What a coincidence..

 

[greylala91]

i also got a message that its increased. Looks like a blanket approval to increase the limits. However, I am unable to access credit card section of iMobile app to confirm. Checked with another person having ICICI card and its not working for him too

 

[Abhi]

i also got a message that its increased. Looks like a blanket approval to increase the limits. However, I am unable to access credit card section of iMobile app to confirm. Checked with another person having ICICI card and its not working for him too

This is because of heavy traffic on app. They offered higher limit in bulk

 

[greylala91]

This is because of heavy traffic on app. They offered higher limit in bulk

I checked today and was able to confirm the higher limit

 

[Prithi Deb]

Has it always been like this?
Different benefits for regular ICICI Card and Amazon Pay ICICI Card.

What's the point of this card then, if they are nerfing the benefits during sales?

 

[Rushil]

Has it always been like this?
Different benefits for regular ICICI Card and Amazon Pay ICICI Card.

What's the point of this card then, if they are nerfing the benefits during sales?

Yes, They give 5 % instant and + unlimited reward points.

 

[Bapun]

Has it always been like this?
Different benefits for regular ICICI Card and Amazon Pay ICICI Card.

Yes. It has always been like this.

That's why mostly people hold two ICICI Credit Cards. One normal variant (Platinum/Coral etc.) along with the Amazon Pay card. We need to choose the correct card to grab more discounts.

During the diwali sale, some very good offer comes for regular ICICI Credit Cards. But Amazon Pay card has a capping of maximum 5% instant discount with lesser total discount limit. But you get reward points as cashback with it.