They can bypass...back in 2020 I was in same situation so I called my RM and threatened if they don't give I will move my salary account to some other bank , she did some escalation in the backend and within 2 days it got approved
Yes, that application process is instantaneous. But not everyone go through that process. So one can go through the offline application process if their online application is getting rejected.
No longer able to use this card for adding balance to Amazon pay wallet, which used to give 2% cashback earlier. Amazon wallet isn't allowing cash loading using any CC including this one. Can only use it while paying directly on merchant platform using Amazon pay and selecting this card for payment.
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