Discussion General discussions and updates on Credit cards

[TJ_DJ]

what if I pay more than my credit card bill?

Generally it is allowed. Your outstanding will show in negative OR your credit limit will increase.
Eg, if your credit limit is 50,000 and you have paid excess 2,000, then your credit limit will be 52,000 for the next cycle (its your own money)

However banks might have restrictions on how much excess payment can be done as one may pay excess cash (obtained by illegal means) to credit card account bill. Or maybe cash payment in excess may not be allowed at all.

 

[Bapun]

No cashback will be available for rent payment through Axis Bank's ACE Credit Card from March 15, 2022.

Axis ACE Credit Card: कैशबैक स्ट्रक्चर में बदलाव, 15 मार्च से रेंट पेमेंट पर नहीं मिलेगा कैशबैक

15 मार्च, 2022 से एक्सिस बैंक के ऐस क्रेडिट कार्ड (ACE Credit Card) के जरिए रेंट पेमेंट करने पर कोई कैशबैक नहीं मिलेगा.

hindi.news18.com

 

[Kmr]

No cashback will be available for rent payment through Axis Bank's ACE Credit Card from March 15, 2022.

Axis ACE Credit Card: कैशबैक स्ट्रक्चर में बदलाव, 15 मार्च से रेंट पेमेंट पर नहीं मिलेगा कैशबैक

15 मार्च, 2022 से एक्सिस बैंक के ऐस क्रेडिट कार्ड (ACE Credit Card) के जरिए रेंट पेमेंट करने पर कोई कैशबैक नहीं मिलेगा.

hindi.news18.com

Includes Flipkart Axis Bank Credit Card

 

[IndiaN]

Activate LazyCard(Credit Line Card) on LazyPay App & Get ₹500 cash back on 1st Transaction (No Minimum Amount)

 

[Kmr]

Which one should I pay

 

[donisback]

Last Billed Due is previous billing cycle charges. First you need to pay these. Current Outstanding charges are this ongoing billing cycle charges.

 

[IndiaN]

Last Week Applied for ICICI platinum card which got approved yesterday
Limit is shared with Amazon pay card

Doesn't ICICI gives separate limit

 

[Anup Tiwari]

I have sbi simply save card, its limit has increased from 20,000 to 45000 now, should i appy for paytm credit card? Should i close simply save card which is 1 year 6 months old? I also have amazon card and flipkart axis card lifetime free.

 

[Kmr]

I have sbi simply save card, its limit has increased from 20,000 to 45000 now, should i appy for paytm credit card? Should I simply close the save card which is 1 year 6 months old? I also have amazon card and flipkart axis card lifetime free.

I think you are not need to be apply for PayTM SBI credit card

 

[sathwik69]

Hi I recently applied Amazon ICICI Credit card through amazon app and it got approved immediately. I have few questions about it.

1) what is the minimum amount to buy to get 5% cashback?? Like if I buy 50 rupees item, will I get 2.5 rupees cashback??
2) what is the maximum amount of cashback amount we will receive per order?
3) is there any limit for cashback per month/ per order/ per transaction??


Thanks in Advance