Discussion General discussions and updates on Credit cards

[Satendrsahu]

Need to pay 41000 bill
Where can I get maximum reward

Mobikwik giving 1% cashback upto Rs.75

 

[srihariths]

Of late, many scams are happening, like stating false CC benefits like free movie tickets, X rewards, lifetime free etc, stating that it's pre-approved and other things. Please don't fall for this trap as these are just for getting commission and the cards are not processed. I have fallen for this trap and your CIBIL score is affected. Please never entertain all these and very rarely these things get processed. Apply for CC only through their official websites.

 

[Prithi Deb]

Within 2 months of opening a Kotak 811 account, I got a Pre-Approved offer for Kotak League Platinum VISA Credit Card. But I was hoping for Rupay variant. Is there any way to get the Rupay variant?

 

[Kmr]

Within 2 months of opening a Kotak 811 account, I got a Pre-Approved offer for Kotak League Platinum VISA Credit Card. But I was hoping for Rupay variant. Is there any way to get the Rupay variant?

Get it you will also get rupay virtual cc

 

[Prithi Deb]

Get it you will also get rupay virtual cc

Went ahead and applied for it. What's the process for getting the Virtual Rupay CC?

 

[Kmr]

Went ahead and applied for it. What's the process for getting the Virtual Rupay CC?

After getting Card you will get invite link on Whatsapp

 

[Prithi Deb]

After getting Card you will get invite link on Whatsapp

Great.

After applying, I got the application reference number. But when I try to track the application status through their website, it says "Invalid Request - No record found".

 

[Kmr]

Great.

After applying, I got the application reference number. But when I try to track the application status through their website, it says "Invalid Request - No record found".

Wait 1 working day

 

[Prithi Deb]

Within 2 months of opening a Kotak 811 account, I got a Pre-Approved offer for Kotak League Platinum VISA Credit Card. But I was hoping for Rupay variant. Is there any way to get the Rupay variant?

Update:

Applied on 24th. Got approved on 31st.
Virtual card is now available on Kotak app.

And guess what?
It's RUPAY.

Not sure what happened, but I am not complaining.

 

[Optimus_Prime]

My credit utilization ratio for this month is approx 90%. If My bill generate and Pay this amount within due date how much it will affect My CIBIL score as credit utilization is very high.

Or If I pay almost 70% before bill generation and rest of 20% after bill generation(within due date) how much It will affect my CIBIL?