ramesh skyPLAY
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- Joined
- 20 Feb 2013
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I tell a charge @hdfc bank , Bro. Here in our area a hdfc bank is here. Few months back , I gone for a remittance of amount ₹25000, for their own branch situated in an another area. The teller is our shop costumer. So he said, here we charge a amount ₹250 for your remittance. So you remittance with your bank and send with your mobile banking. Then I did , like his advice.It depends on what you are looking for. For phone banking Axis has the best UI imo. Their debit card charges are same as SBI and customer service is better than them. I personally don't have an Axis account but dad has one and i can say it's easily better than HDFC(my primary savings account). MAB is there in every private sector bank but there's no advantage in it.
Also it's not true that there are hidden charges in Pvt sector banks. They will let you know the charges while you make an account there. Just make sure you maintain MAB and know the charges for debit card since most banks have multiple debit cards with different charges.
My preference Axis > HDFC > other private sector banks like ICICI > SBI