Seeking Help I want to open new bank account

[Manu]

Which one is better Regular saving account (minimum 2000rs or some banks minimum 10000rs fix) or Basic Saving account (no minimum amount)
Which bank is good..
HDFC BANK
ICCI..
AXIS...
Bank of baroda.
CBI
SBI

 

[IndiaN]

Which one is better Regular saving account (minimum 2000rs or some banks minimum 10000rs fix) or Basic Saving account (no minimum amount)
Which bank is good..
HDFC BANK
ICCI..
AXIS...
Bank of baroda.
CBI
SBI

Go for Regular savings account
Nationalize banks have ₹ 1000-3000 monthly average balance
Private banks have ₹ 5000-10000 monthly average balance

You can't keep above ₹50000 in basic sb account and can't withdraw above ₹10000 per month

For me SBI is Best as private banks have more charges

 

[Advik]

SBI Bank is best bro.

 

[ramesh skyPLAY]

You select SBI Bank. I have no account. But my BOI come under the SBI. So blindly choose SBI, Bro . SBI have many branches also.

 

[alienwrz]

SBI is daylight robbers..... incompetent... better stick to private, i prefer axis..

 

[Shantanu Upadhyay]

SBI is good.
You can also look for India Post Payment Bank. (It's good if you want to open an Account only for UPI Transactions, Even I am also looking to open one, you can even open it online)

 

[alienwrz]

SBI is good.
You can also look for India Post Payment Bank. (It's good if you want to open an Account only for UPI Transactions, Even I am also looking to open one, you can even open it online)

+1 for post office

 

[Pallab501]

In private sector HDFC is best. For public sector SBI. SBI improved leaps & bound.

 

[anandbb]

I'm using kotak 811(0 balance account with virtual international debit card)... Later you can upgrade it to regular account if you want

 

[shreyaskini]

It depends on what you are looking for. For phone banking Axis has the best UI imo. Their debit card charges are same as SBI and customer service is better than them. I personally don't have an Axis account but dad has one and i can say it's easily better than HDFC(my primary savings account). MAB is there in every private sector bank but there's no advantage in it.

Also it's not true that there are hidden charges in Pvt sector banks. They will let you know the charges while you make an account there. Just make sure you maintain MAB and know the charges for debit card since most banks have multiple debit cards with different charges.


My preference Axis > HDFC > other private sector banks like ICICI > SBI