Abhishek012
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How to add RuPay Credit Card to BHIM UPI app (Step by Step Guide):
As you all are aware that NPCI has rolled out RuPay card support for UPI interface. I was eagerly waiting for the launch and kept on looking for ways to add my PNB RuPay Credit card on the UPI apps.
The availability of RuPay UPI support for BHIM app for now, other UPI apps will added soon.
Bhim App download link - BHIM - MAKING INDIA CASHLESS – Apps on Google Play
Here are steps.
Prerequisites: In order to use this feature there are two major prerequisites.
1. RuPay credit card from PNB, UBI or Indian Bank (Canara and HDFC Bank coming soon)
Once these two pre-requisites are in place, use the following steps to add your card in the BHIM UPI app.
Step 1: Click on the bank name on the top navigation bar, this will take you to a secondary screen.
Step 2: You will be taken to the following screen
Step 3: Select the Plus button to add your credit card. Search for your credit card provider, PNB, UBI and Indian bank available for now
Once a bank is selected, and if you have a credit card associated with that bank, you will start seeing a record for that credit card.
If you click on it, you will be taken to a new screen where you can add last six digit of your credit card for the verification purposes.
Once done, an OTP will be sent by the bank which you need to enter on the next screen. After successful verification, you will be able to set UPI pin for your credit card.
Experience while paying through the credit card on UPI: After successfully adding the credit card, I couldn't stop myself in terms of making my first ever transaction on UPI using credit card. Tried to pay to a small merchant QR payment using the same and it failed with error "CC Payment not enabled on Merchant UPI" (not the exact message but something on the similar lines).
Next time tried with Flipkart and payment went through without any issues.
3rd time tried with Amazon credit card bill repayment via RuPay Credit card linked UPI (Inshort, Credit card bill repayment via Credit card) and worked perfectly.
As you all are aware that NPCI has rolled out RuPay card support for UPI interface. I was eagerly waiting for the launch and kept on looking for ways to add my PNB RuPay Credit card on the UPI apps.
The availability of RuPay UPI support for BHIM app for now, other UPI apps will added soon.
Bhim App download link - BHIM - MAKING INDIA CASHLESS – Apps on Google Play
Here are steps.
Prerequisites: In order to use this feature there are two major prerequisites.
1. RuPay credit card from PNB, UBI or Indian Bank (Canara and HDFC Bank coming soon)
Once these two pre-requisites are in place, use the following steps to add your card in the BHIM UPI app.
Step 1: Click on the bank name on the top navigation bar, this will take you to a secondary screen.
Step 2: You will be taken to the following screen
Step 3: Select the Plus button to add your credit card. Search for your credit card provider, PNB, UBI and Indian bank available for now
Once a bank is selected, and if you have a credit card associated with that bank, you will start seeing a record for that credit card.
If you click on it, you will be taken to a new screen where you can add last six digit of your credit card for the verification purposes.
Once done, an OTP will be sent by the bank which you need to enter on the next screen. After successful verification, you will be able to set UPI pin for your credit card.
Experience while paying through the credit card on UPI: After successfully adding the credit card, I couldn't stop myself in terms of making my first ever transaction on UPI using credit card. Tried to pay to a small merchant QR payment using the same and it failed with error "CC Payment not enabled on Merchant UPI" (not the exact message but something on the similar lines).
Next time tried with Flipkart and payment went through without any issues.
3rd time tried with Amazon credit card bill repayment via RuPay Credit card linked UPI (Inshort, Credit card bill repayment via Credit card) and worked perfectly.