'Free' BHIM app charges Rs 1.50 after download, say users

Sarkar said:
If we use 3rd party app like this and transaction failed and money doesn't return to the bank then whom should we contact and raise complain ? Third party app provider or my bank?
Should be the bank bro. App is just a platform right, UPI is all bank related.

 
If we use bank's official app then it's sure that we hv to contact bank but I am not sure sure with 3rd party app. There is no RBI guidelines regarding this.

 
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