Flipkart Axis Bank Credit Card

[Siva]

It is actually LTF for those who hold it LTF for others they have increased the limit for waiver however in app its showing for all the spend criteria

It was originally LTF for me. I have got it as part of this offer.

https://onlytech.com/community/threads/flipkart-axis-bank-credit-card.28164/post-474911

However, they have unilaterally converted it into a paid card back in July 2023. I haven’t paid much attention to that till recently as the annual fee was getting waived off due to spends. I got to know it only after seeing the progress bar for spends. This was the email they sent.

 

[venky]

It was originally LTF for me. I have got it as part of this offer.

https://onlytech.com/community/threads/flipkart-axis-bank-credit-card.28164/post-474911

However, they have unilaterally converted it into a paid card back in July 2023. I haven’t paid much attention to that till recently as the annual fee was getting waived off due to spends. I got to know it only after seeing the progress bar for spends. This was the email they sent.

Oh, this is news for me. I also have the same email unattended in my inbox. I just checked the spend bar and it says 3.5Lakh. What is the fee for this card?

My spend page also says applicable only for cards which had a joining fee or annual fee.

Is this a generic email?

 

[Siva]

Oh, this is news for me. I also have the same email unattended in my inbox. I just checked the spend bar and it says 3.5Lakh. What is the fee for this card?

My spend page also says applicable only for cards which had a joining fee or annual fee.

Is this a generic email?

Annual fee is 500 I believe. They also showcase this as an offer under the Explore Offers section i.e., spending that 3-3.5 lakhs to get the fee waiver LOL.

 

[Msingh]

I had paid one but 3 Lakh is too much for flipkart as I don't spend much there so cancelled, no question asked or any attempts made to retain.

 

[honey95]

much there so cancelled

yes for average middle class family spending above 3 lakh is way too much. If we see, those having this card will need spend 25,000 per month for whole 1 year to cancel waiver fee which was INR 500.
For person who lived in small town having a decent private job with 25,000 with this card benefits will all lost saving for it's future settlement.

I think credit card offers only acceptable to those person whose earning is much more than 50,000 per month on average daily basic with saving 15-25,000, otherwise the room rent, kids fees for private, other utility bills, any pending loan on installment's can afford credit cards only, beyond less saving's would be more trouble.

 

[venky]

Oh, this is news for me. I also have the same email unattended in my inbox. I just checked the spend bar and it says 3.5Lakh. What is the fee for this card?

My spend page also says applicable only for cards which had a joining fee or annual fee.

Is this a generic email?

I opened an SR and clarified it. So if we have an LTF card, this is not applicable.

 

[Siva]

I opened an SR and clarified it. So if we have an LTF card, this is not applicable.

Yeah, I just got a call from the AXIS Bank CC. They have asked for the reason for closure. I mentioned about the annual fee, and they clarified that I hold an LTF card and that the fee is not applicable. The CC person said that I can record the call if I want to, and said that there will never be any charges to hold this card. I mentioned about the email and the progress bar in the app, and he clarified that those are only applicable for those who are holding a paid card. I told him that I will keep the card in that case, and he said the card will be reactivated in 2 hours.

 

[Bapun]

I told him that I will keep the card in that case, and he said the card will be reactivated in 2 hours.

Was the card reactivated after 2 hours?

 

[Siva]

Was the card reactivated after 2 hours?

Not in 2 hours, but got activated just now, after 3 days 5 hours.