Discussion Easiest Way to Build Good Credit Score

[Prithi Deb]

@Esmail bro and @Prithi Deb bro , I have 781 credit score and have paid cc bill 2 times (got my supercard in March, it's my first credit card, but despite of Having good credit score I am not getting any pre approved offers in Amazon pay, phonpe and Bob world etc, what should I do, is there any need to open new bank account like IndusInd or kotak811, I heard this bank gives many pre approved offers, or I just need to wait , can you guys tell me how you got your first unsecured card.

Pre-Approved offers are "only" provided when you are an existing customer of the bank. Otherwise you won't get pre-approved offers. The easiest way would be to open a account. I got pre-approved offer within a couple of months of opening 811 account.
Otherwise you can try applying for credit card in banks like IDFC (easiest), ICICI, AU Swipe Up, etc. Where you can enter your existing card details and get offers. But I am not sure if Supercard is eligible. You can try.

 

[honey95]

Pay your emi before your due dates. don't use too much credit card offers. Always check your bank balance limit or fill your balance more then your dues. Set limit your bank balance.