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I have been using Cred for my Credit card bill payments since the last 2 years, mainly because it gave me the convenience of having all my CCs in one place and keeping track of all the payment due dates and also getting some cashback on the payments which you don't get when paying through the bank app.
But the cashback system of Cred is very ambiguous and it's all dependent on luck, there is no guarantee on how much real cashback you can earn on the payments (you get cred coins equivalent to the value of your payment but those can't be redeemed for cash, only useless discount vouchers)
Now finally there is an alternative to Cred called CheQ and it has the same convenience of keeping track of all credit cards and billing cycles in one place, but has a fully transparent cashback system and gives flat 1% cashback on the CC bill payments which can either be converted to cash or be used to buy gift cards of top brands like Amazon, Flipkart, Ola, Uber, Swiggy and Zomato.
You can download the app from here:
But the cashback system of Cred is very ambiguous and it's all dependent on luck, there is no guarantee on how much real cashback you can earn on the payments (you get cred coins equivalent to the value of your payment but those can't be redeemed for cash, only useless discount vouchers)
Now finally there is an alternative to Cred called CheQ and it has the same convenience of keeping track of all credit cards and billing cycles in one place, but has a fully transparent cashback system and gives flat 1% cashback on the CC bill payments which can either be converted to cash or be used to buy gift cards of top brands like Amazon, Flipkart, Ola, Uber, Swiggy and Zomato.
You can download the app from here:
CheQ : Credit Bill Payments - Apps on Google Play
Secure & rewarding repayment app. Get 1% back on paying credit card bills, EMI.
play.google.com
CheQ : Credit Bill Payments
CheQ allows you to pay your credit card bills, loan EMIs on a single platform, and earn 1% back as CheQ Chips for every payment. 1 CheQ Chip is equal to 1 Rupee. You can redeem CheQ Chips for cash vouchers from your favorite brands, or convert them to cash. Download the CheQ app to: - Get…
apps.apple.com
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