which is best salary account

[Sanjeev]

In my opinion ICICI is best :k

 

[kishanbsuman]

I would like to suggest for hdfc

 

[Siva]

Mine is ICICI. They provide the following features.

1. 0 balance
2. No fee for ATM withdrawals
3. No fee for NEFT transactions
4. 50000 daily withdrawal limit at ATM
5. Free DMAT account
6. No charges for SMS alerts
7. No charges for monthly statements

I never faced any issue with them.

 

[sandyksv]

Citi bank does not charge for SMS alerts, but ICICI charges Rs.25 for 3 months. - is it ICICI charge SMS alerts for Salaray account. I believe it's No.
No bank charges for SMS alerts for Salary account . I have HDFC , here SMS alerts are free of cost.


There is no monthly limitations for drawing money in any ATM. In ICICI, after 3 transaction they will charge 20 rupees per transaction
It is RBI rule , hence ICICI obeys that. I have HDFC account, and i have done 7-8 transactions, and HDFC not charged anything to me.

In citi bank there is no transaction charge when you do a NEFT payment . ICICI charges some 5-6 rupees for me for NEFT transaction
I believe ICICI has nil charges for NEFT payment for salary account.

t is RBI rule , hence ICICI obeys that. I have HDFC account, and i have done 7-8 transactions, and HDFC not charged anything to me
May be. But citi bank will not charge that

I believe ICICI has nil charges for NEFT payment for salary account -> No. they will charge.

 

[sandyksv]

Mine is ICICI. They provide the following features.

1. 0 balance
2. No fee for ATM withdrawals
3. No fee for NEFT transactions
4. 50000 daily withdrawal limit at ATM
5. Free DMAT account
6. No charges for SMS alerts
7. No charges for monthly statements

I never faced any issue with them.

1. 0 balance -> For any salary account in any bank
2. After 3 withdrawals 20 rupees per transaction (effective from December 1st) for all the accounts
3. They are charging 5-6 rupees as transaction fee even for salary account
4. 50000 daily withdrawal limit at ATM -> Even my Bank of Baroda provides this. Nothing special
7. No charges for monthly statements -> If you have online banking any time you can take this in any bank. Nothing special

I am not saying ICICI is bad. Its really good. But Citi bank has little upper hand especially because of its Online offers.
ICICI you can open even a SB account whenever you wish. But in Citi bank its very difficult to open SB account (1lakh minimum). Opening a salary account is very easy + added benifits

 

[prasad1979]

ICICI is best. No charges & no need to visit branch. Most service requests can be processed via phone banking.

 

[Anup Tiwari]

I am in govt job. And I am using govt bank. SBI . It is not good service. But I have to keep its account

 

[Siva]

1. 0 balance -> For any salary account in any bank
2. After 3 withdrawals 20 rupees per transaction (effective from December 1st) for all the accounts
3. They are charging 5-6 rupees as transaction fee even for salary account
4. 50000 daily withdrawal limit at ATM -> Even my Bank of Baroda provides this. Nothing special
7. No charges for monthly statements -> If you have online banking any time you can take this in any bank. Nothing special

I am not saying ICICI is bad. Its really good. But Citi bank has little upper hand especially because of its Online offers.
ICICI you can open even a SB account whenever you wish. But in Citi bank its very difficult to open SB account (1lakh minimum). Opening a salary account is very easy + added benifits

2. I'm not being charged 20 rupees.
3. I did an NEFT transfer today as well, and it was free.
7. I was talking about the hard copy they send with signature. I think you need to pay money to get this normally.

Every salary account is different. Benefits vary from company to company. For instance, in my previous company the very same ICICI Bank was posing a daily ATM withdrawal limit of 25000.

Lastly, all the benefits I have mentioned are what I'm getting. I'm not sure if other ICICI salary account can get the same. Hope this clarifies.

 

[mmadhankumar]

To cleat the doubts regarding ATM and NEFT....

ATM: W.e.f. Jan 1, 2015 First 5 transactions in a month - Free.. Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction

NEFT: Free on Internet Banking, For NEFT from branches - Inward - NIL Outward - Rs.2.50 to Rs.25

Check full features of salary account of ICICI: Regular Savings Account - ICICI Bank Ltd

NOTE: New ATM charges are because of the RBI mandate...

 

[people]

you are genius madhan bro,you know the all kind of things