Freecharge - News & Updates

Congratulations! Bro.

Electricity bill of ₹65 just sounds unbelievable.
.
Thank you!

Actually the bill is for a vacant house. Only a couple of lights are turned on and off every evening and morning respectively, along with a motor for the rooftop water tank, may be a few times in a month. Also, the government provides subsidy for the first 100 units of every billing cycle for domestic connections. Hence the relatively lower bill.:)
 
Freecharge introduced Pay Later service.
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I got a mail from free charge..

Oh hello! Freecharger,
Here is something you should know!
For your enhanced card security, the Reserve Bank of India (RBI) has issued new guidelines.
We’ll be adding another layer of security to your saved cards so that you can keep enjoying the ease of payments through saved cards.
All we need is your approval to make your account a lot safer than before so you can enjoy uninterrupted Freecharge services for all your recharges, bill payments, and much more.
We'll share the re-validation information
with you shortly.
Stay tuned
 
Offtopic - > Why do they use flash for profiles without photos?
Sorry for the free late reply .. FreeCharge logo F letter meant Flash power is Lightening .. So they meant FreeCharge transactions are Lightning speed so they put static DP of all profile in web version 😎
 
I got a mail from free charge..
.
That email is somewhat misleading.

Freecharge is not adding any extra layer of security. It is whichever bank that issued the particular card, who will be adding this security feature.

Also, it is not a RBI guideline. It is a RBI mandate. All merchants have to comply to this mandate, and implement the new functionality before Dec 31, 2021.

Tokenization:

RBI has introduced a new feature called "Tokenization" of debit/credit cards.

According to this new feature, merchants can no longer store the card details (Card Number, Name, Expiry Date, CVV) of customers on their website/app (database).

All merchants must purge (delete) any existing card details of customers they have with them.

As per the new feature, a 'token' has to be created for every debit/card a customer wants to store on a merchant's website/app. This token will be unique for each merchant and each card. This token is what will be shared with the merchant. None of the card details will be shared with the merchant. For easier identification purposes, the customer will still be able to view the last 4 digits of their card number displayed on the merchant website/app.

This is something similar to UPI (which is for bank accounts), but for debit/credit cards.

In my opinion, this is a very good move by RBI.

Even in case if a website/app is hacked, the hacker won't get access to a user's Card Number, Name, Expiry Date or CVV.

Please read the complete details in the (Source) linked page below from HDFC bank. It is very informative.

Source:

 
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Recieved this free charge offer message..
Upcoming Flipkart Big Billion Sale made more exciting! Get Rs.200 Flipkart voucher on your 1st Freecharge Pay later transaction. Apply Now: frch.in/paylater
 
Freecharge app got an update.

Key Highlights:
  • Introducing a new merchant QR payment flow
  • Enhanced user experience with Mutual Funds
  • Improved the application flow for Freecharge Axis Bank Credit Card
 
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