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Discussion Unauthorized ₹436 PMJJBY Deduction from Bank Account
You opened this thread on this topic, so I am sharing my similar awful government scheme experience with another bank (ICICI Bank).
It is probably a problem almost every other person having a bank account facing. Last year, they auto signed up me for a similar government insurance policy scheme (PMSBY) which I never asked for.
Ref. my previous post: ICICI Bank Discussions, News & Updates
On contacting the bank social support via X (twitter), they called me and apologized first then taken a request for scheme cancelation by providing me with a SR number last year. The SR was processed and closed within a few days as confirmation SMS came on my phone.
However, this month, the policy charges was due & deducted. This happened despite my proactive intimation to the bank customer support team twice that the policy hasn't been canceled because despite their assurances I still received SMS alerts for the policy upcoming deduction. I also asked them to make sure no deduction happens.
A week back I received the following SMS:
Your Pradhan Mantri Suraksha Bima Yojana policy with ICICI Bank is scheduled for renewal in May. Please maintain sufficient balance in your account.
And, dang! The amount was finally indeed deducted.
I contacted the bank social team once again and asked them to cancel it and refund the deducted amount which they assured to do. They also mailed me confirming the same. However, the amount will be refunded by 25th June 2025 as per the mail. 
We inform you that, we have processed request for PMSBY scheme cancellation request through the Service Request Number SRxxxxxxxx it will be processed in 7 working days. The amount will be refunded by June 25, 2025, in your account.
All this can be considered as harassment. But I have not demanded for any compensation.
It is probably a problem almost every other person having a bank account facing. Last year, they auto signed up me for a similar government insurance policy scheme (PMSBY) which I never asked for.
Ref. my previous post: ICICI Bank Discussions, News & Updates
On contacting the bank social support via X (twitter), they called me and apologized first then taken a request for scheme cancelation by providing me with a SR number last year. The SR was processed and closed within a few days as confirmation SMS came on my phone.
However, this month, the policy charges was due & deducted. This happened despite my proactive intimation to the bank customer support team twice that the policy hasn't been canceled because despite their assurances I still received SMS alerts for the policy upcoming deduction. I also asked them to make sure no deduction happens.
A week back I received the following SMS:
Your Pradhan Mantri Suraksha Bima Yojana policy with ICICI Bank is scheduled for renewal in May. Please maintain sufficient balance in your account.
And, dang! The amount was finally indeed deducted.
I contacted the bank social team once again and asked them to cancel it and refund the deducted amount which they assured to do. They also mailed me confirming the same. However, the amount will be refunded by 25th June 2025 as per the mail. We inform you that, we have processed request for PMSBY scheme cancellation request through the Service Request Number SRxxxxxxxx it will be processed in 7 working days. The amount will be refunded by June 25, 2025, in your account.
All this can be considered as harassment. But I have not demanded for any compensation.
Food Talks - A thread dedicated to all Foodies out there
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@iDJ bro yes definitely veg food can be healthy and delicious too , i also used to eat nonveg earlier but stopped eating it during covid period because of hygiene issues and some myths during that time and after that i've never tried it again and i an happy with my decision.
Ps. Is jackfruit really healthy i've heared many people call it very healthy, in ayurveda it's also considered healthy ?
Ps. Is jackfruit really healthy i've heared many people call it very healthy, in ayurveda it's also considered healthy ?
IPL 18 (2025) | Winner - RCB
Great knock by Pant after long time.
Except Nuwan and Krunal, nothing to say about RCB bowling and fielding...
Except Nuwan and Krunal, nothing to say about RCB bowling and fielding...
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