Unified Payments Interface (UPI) - News & Updates

  • Thread starter Thread starter rahul1117kumar
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Which UPI app you use?


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    85

Talks are on for biometric UPI payments, we'll get option to use pin or fingerprint, some apps are using this like kotak, but it's very limited if NCPI implements it it'll be available across apps,

Ps. Paytm payment bank users must be familiar with this feature.
If the apps want to use actual fingerprint data to authenticate with UPI/Aadhar, that's not going to happen anytime soon as the Android and iOS architectures do not allow for the apps to read the biometric data. In modern smartphones, this data is secured in a closed secure enclave that is read-only for anything but the system.

If however they are going to utilize it instead of entering the UPI PIN, there is a good chance of misuse there as fingerprint data can be faked on phones with an optical FP scanner...
 
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