SBI Mobile Banking App updates

[sadik]

That's the difference between private and Govt bank, By law all banks have to allow opening these but private banks don't do it as these are less profitable for them, Go to any govt bank, in SBI you can convert your normal account to zero balance account also, no need to open separate account

Ok bro i will convert my present sbi acc to zero bal . any other bank that gives me zero bal acc ??

 

[Kiran Reddy]

Ok bro i will convert my present sbi acc to zero bal . any other bank that gives me zero bal acc ??

Bro I opened Kotak zero balance account recently

please see below link
Kotal 811 account

 

[sadik]

Bro I opened Kotak zero balance account recently

please see below link
Kotal 811 account

This need pan card ?? U got debit card with this acc ?? N what about other charges becoz i here that that for debit card we have to pay 300rs ?

 

[akshayprabhu]

This need pan card ?? U got debit card with this acc ?? N what about other charges becoz i here that that for debit card we have to pay 300rs ?

Kotak 811
needs PAN and aadhar

debit card 299+GST per year if you apply for one. (currently offer price 199+GST for first year)

Once you open a digital account, a person from the bank will visit you for Full KYC through AADHAR.

 

[akshayprabhu]

Ok bro i will convert my present sbi acc to zero bal . any other bank that gives me zero bal acc ??

If you're below 25 years age, check for ICICI Pockets savings account

 

[akshayprabhu]

Sbi didn't allow me to convert my normal account to zero balance account.

most branches dont let you do..

open a new Zero balance account and close the existing account
the easiest way!

 

[akshayprabhu]

Are u opened zero bal acc ?? I want open a zero bal acc but bank ( icici , hdfc , axis ) told me that we cant open zero bal acc ( saving )
. thay said minimum 10000 require . but in banks websites 2 or 3 type of saving ( zero bal ) acc present . so in which bank i can open zero bal acc ??

10000 is the average balance

means at any given point of time in a month, you need to have a balance of more than 10k or a fee will be charge for not maintaining balance.

else you can deposit 3Lac on 1st day of the month and then take it out on 3rd and you're good to go (no need to maintain 10k minimum for that month)

 

[Saj 007]

most branches dont let you do..

open a new Zero balance account and close the existing account
the easiest way!

I'm opened a new account in another bank.

 

[Kiran Reddy]

This need pan card ?? U got debit card with this acc ?? N what about other charges becoz i here that that for debit card we have to pay 300rs ?

Yes bro I had to give PAN details and I got debit card and was charged for that. Apart from debit card charges I was not charged anything.

I maintain around 5-10k balance in this account. Recently they assigned personal banker for me, not sure if they are going to charge me for this I was in need of extra debit card during demonetization and opened this account, will close this if they charge for anything apart from debit card again.

But as of now services are decent, agent visited my place for account opening and I got debit card and cheque book within 3-4 days after that.

 

[sadik]

If you're below 25 years age, check for ICICI Pockets savings account

Yes i bebow 25 , K yesterday i visited icic bank but they not tell me about pocket acc , tomorrow i will visit again to know this . thanks bro .