HDFC Bank RuPay IRCTC Credit Card

  • Thread starter Thread starter Abhishek012
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Abhishek012

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Key Features​

  • 5 RP/INR 100 spent & 5% incremental Discount on booking via Smart Buy
  • 1 RP/INR100 spent
  • Transaction charges waiver on IRCTC website ( On Transaction amount between INR 400 to INR 5000)(Capped at INR 250 Per Month)
  • Railway lounge access 4 in a year( 1Per quarter)
 
Joining/Annual Fee : 500+tax
Annual Fee waived off if spend 150000
This card is asking too much from a customer. But, good that IRCTC spreading itself from just govt owned bank to private sector as well.
 
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