Previously the cashback was credited only to the linked Swiggy wallet and valid for 1 year. Now it will be directly adjusted in your next month's card bill.
Got this card last month only. Was sad that I missed the lifetime free offer since that was available this month and I missed it by just few days. But this is a welcome move. I haven't received this mail yet but thanks for sharing.
I don't see why it shouldn't be eligible. It's a valid HDFC card. If it's about the 5% cashback applicable on Amazon and Flipkart then they could have separate terms for it where they could give 5% direct discount and the remaining 5% as cashback with the applicable caps where other cards are eligible for 10% discount.