Correct bro....many banks are suffering...GOOD DECISION BY GOVT AS DENA BANK IS SUFFERING FROM HIGH AMOUNT OF NPA AS DISCLOSED BY EX RBI GOVERNER RAGHURAM RAJAN THAT TODAY'S CONDITION OF NPA IS BECAUSE OF WRONG POLICIES OF CONGESS FROM 2008 TO 2012 THEY HAVE TO MERGE THEM OTHERWISE IT WILL BE DIFFICULT TO SURVIVE BUT IT WILL ALSO EFFECT FUTURE JOBS IN THESE BANKS.