Seeking Help Why banks are refusing to open Jan Dhan Account?

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hike

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Today, i visited PNB & SBI to open my cousin account. I request them to open my cousin's account.
In Punjab National Bank :-
First they refuse to open by saying that account opening is not possible in Jan Dhan as process has been stop.
When I ask for reason they reply yes account opening is possible but, why you want to open account in Jan Dhan youll not get ATM & check book. I ask them it is possible to get ATM also in PMJDY account. They refused?
In State Bank of India :-
In SBI they said PMJDY account are not possible to open as the SBI stop the account opening since May-June.

So, now guys i need your help.
Tell me if its possible or not or SBI & PNB both are just lied to me.
 
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I dont know what special in Jan Dhan Account but U may open normal Saving account there easily
 
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