Plan to introduce 6-12hr lag between two ATM withdrawals to prevent bank frauds

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In an attempt to prevent bank frauds, the Delhi State-Level Bankers’ Committee (SLBC) has suggested a host of measures, including a time lag of 6 to 12 hours between two transactions. "A lot of these frauds happen at night, from around midnight to early morning. A bar on transactions for a certain period can help," said Mukesh Kumar Jain, MD and CEO of Oriental Bank of Commerce, the Delhi SLBC convener.

The bankers have suggested a slew of measures, including one-time password-linked withdrawals to alert the account holders in case of unauthorised withdrawals, Jain said. This system will be similar to the one which is used for online transactions via credit or debit cards. Moreover, bankers are also looking at a centralised monitoring system for ATMs with two-way communication. This will mean that if someone walks with a helmet into an ATM, the voice on the other side will advise him to remove it.

ATM frauds Plan to introduce 6-12hr lag between two ATM withdrawals to prevent bank frauds | Business News
 
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