Paytm announces next-generation credit-cards, aims to issue 20-lakh cards in next 12-18 months

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On one hand they are now charging very high fees on adding money to wallet from credit cards and on the other hand they aims to issue more credit cards in upcoming months. This is called rubbing salt on the wound..
 
I don't trust these guys as a reliable finance partner. They don't have transparency with their guidelines. (Purely my opinion)
 
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My Pincode is Not Serviceable
 
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