Seeking Help Bajaj Finance EMI Review Needed

[Pallab501]

Is Bajaj Finance EMI advisable to buy a Freezer in no cost EMI. Reads lots of bad reviews about them. That they deliberately charge ECS bounce charges, late payment charges, hidden processing fees, late payment fines etc.
Have anyone used their service. Please share your opinion. My friend wants to buy a Commercial Deep Freezer. The shop have 2 financing options Bajaj Finance, IDFC First. So which one is better. Both offering no cost EMI option.

 

[Optimus_Prime]

What's the actual price ?
If possible go for upfront cash purchase .
That's always advisable.

 

[Pallab501]

What's the actual price ?
If possible go for upfront cash purchase .
That's always advisable.

Haier Deep Freezer price 24500. Both offering ⅓ Down payment and remaining in 8 months no cost EMI with 0 processing fees. But BF is taking 520 and IDFC taking 530 for their respective EMI card which mandatory. Otherwise no extra charges.

 

[SRSS]

2nd date is taking emi but not yet debited...what is that?

 

[bayas]

2nd date is taking emi but not yet debited...what is that?

its debit on next working day